For Single Trip and Backpacker cover
Cancellation cover begins from the date your policy was issued. This date is shown on the policy schedule that you received when buying the policy.
All other aspects of the cover begin on the specified start date of your trip and finish when you return to the Republic of Ireland or the expiry date of the policy, whichever is earlier.
For Annual Multi-Trip cover
Cancellation cover begins either on the start date shown on the policy schedule that you received when buying the policy or the date you booked your trip, whichever is the later. Cancellation cover then ends at the beginning of your trip.
All other aspects of the cover begin on the day you start your trip and end on the final day of your trip.
Under all policies
If you cannot finish your trip as planned due to a reason covered by your policy, such as injury, illness or delays to public transport systems cover on the policy will automatically extend until you are able to finish the trip. Otherwise all cover ends at the expiry date shown on the policy schedule you received when buying the policy.