Winter Sports and Ski Insurance

What is Winter Sports and Ski insurance? 

Whether you’re skiing in the Alps, snowboarding in the Rockies or sledging down the slopes of Alaska, our Winter Sports and Ski insurance will cover you and your equipment. From lost ski equipment and piste closures to mountain rescues and repatriation, our winter sports insurance is designed to help give you peace of mind. Even if you hit rough terrain, we can help to smooth the bumps along the way.
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What does winter sports travel insurance cover? 

With our Winter Sports & Ski travel insurance add-on, you receive the same level of protection you get with our standard travel insurance policies, but with additional cover for unique risks associated with winter sports.

You can choose either a Single Trip policy, an  Annual policy or a Backpacker policy, depending on how you travel. Plus, you also have a choice of a Silver or Gold level of cover.

Please note that our annual policies can only cover you for a maximum of 17 days winter sports cover throughout the year. If you need winter sports cover for longer than 17 days, you'll need to buy a  Single Trip or a Backpacker policy

Depending on which policy and level of cover you choose, you'll be protected against:

  • Cancelling or cutting short your trip
  • Emergency medical and associated expenses
  • Loss of passport
  • Delayed personal possessions
  • Lost, stolen or damaged personal possessions
  • Loss of money
  • Personal accident
  • Missed departures
  • Delayed departures
  • Personal liability

Terms and Conditions apply.

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Our Winter Sports & Ski add-on
gives you even more cover

Our Silver and Gold policies all offer different payment limits and excess amounts, so please read your policy documents to ensure you understand the limits of your cover.

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Single Trip Gold with Ski

Single Trip Silver with Ski

Avalanche closure
Cover for extra transport and accommodation if you cannot reach your destination or back home because of an avalanche
€275
€275
Cancellation
Provides cover if you cancel your journey before it begins due to certain necessary circumstances. The circumstances covered are listed in your Policy Document.
€5,500
€2,750
Curtailment
Provides cover if you cut your journey short due to certain necessary circumstances. The circumstances covered are listed in your Policy Document.
€5,500
€2,750
Delayed Departure
Cover if your departure is delayed by more than 12 hours. Benefits apply after the first 12 hours delay and additional benefits apply after each extra delay of 12 hours. Your policy will specify the maximum payable. The circumstances covered are listed in the Policy Document. Alternatively, you may receive up to the amount specified in your policy, if you chose to abandon your journey or cancel your holiday after a 24 hour delay.
€330
€280
Delayed Personal Possessions
Cover for purchasing essential items if your personal possessions are delayed for more than 12 hours on your outward journey.
€220
€165
Delayed Ski Equipment
Cover to hire ski equipment if your are delayed on the outward journey for more than 12 hours
€330
€330
Emergency Medical Associated expenses
Provides cover if you are taken into hospital or you need to come home early or extend your journey due to illness or accident.
€10,000,000
€5,000,000
Hired Ski Equipment
Cover for hired ski equipment, if it is lost, stolen or damaged on your journey.
€220
€220
Loss of Passport
Cover for transport and accommodation costs to get a temporary passport and the equivalent value of the remaining period of it, if it is lost or stolen on your journey.
€275
€165
Missed Departure
Cover for extra transport and accommodation if you arrive at your departure point too late to board your booked transport due to: public transport not running to its timetable or the vehicle you are travelling in has an accident or breaks down.
€825
€550
Owned Ski Equipment
Cover for hired ski equipment, if your own is lost, stolen or damaged on your journey. Your policy will specify the most you can claim for a single article.
€440
€440
Personal Accident
Provides cover if following an accident your injuries lead to death, total loss of sight/limb or permanent disability. An accident must be caused by something external and visible. Benefit limits may vary depending on age.
€22,000
€16,500
Personal Money
Provides cover if your personal money is lost or stolen on your journey. A limit for cash, whether jointly owned or not, also applies.
€550
€550
Personal Possessions
You are covered for up to your policy limits if your personal possessions are damaged, lost or stolen on your journey. Your policy will state the maximum amount you can claim for a single article, as well as the total amount you can claim for all your valuables. A deduction may be made for wear, tear and loss of value.
€2,200
€1,650
Personal Liability
We cover financial consequences of your personal liability during your private life (bodily injury, damage to property and consequential loss).
€2,000,000
€2,000,000
Piste Closure
Provides cover if you cannot ski at the ski resort you booked before your journey because there is not enough snow and the ski lifts and the ski schools are closed.
€220
€220
Ski Pack
Cover for hired ski equipment, ski school fees and lift passes that you do not use because: you cancel or cut short your journey: You cannot ski because of an injury or illness during your journey
€330
€330

Single Trip Gold with Ski

Single Trip Silver with Ski

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Annual Multi-Trip
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Single Trip
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Need help? Call us on:
01 619 3681 

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