Annual Travel Insurance

  • Multi trip cover for holidays and travel over 12 months.
  • Worldwide cover included - which may be more cost effective for frequent travellers.
  • Delayed start for up to 31 days so there's no need to book and travel immediately.
  • Coverage is available for all individuals up to the age of 65.

Enjoy peace of mind with our Annual travel insurance. We cover big family holidays, city breaks, long weekends and even last-minute trips.

If you travel regularly, our Annual Multi-Trip insurance may be more cost-effective than buying several Single Trip policies. That’s because Annual travel insurance from Allianz is designed specifically with frequent travellers in mind. With our Annual Multi-trip travel insurance, there’s no need to buy separate insurance each time you travel, and you’ll be covered for every trip you take during the year. We can provide you with cover if you’re staying in Europe, or if you’re travelling further afield.

Below is some more information about our products, for which Terms and Conditions apply. Please visit the policy information hub for full details.

Please be aware that pre-existing medical screening is not currently offered with any of our current travel insurance products. We are actively working to reinstate this feature.

Information

With Annual travel insurance from Allianz, you can choose the level of cover that’s right for you. Our multi-trip insurance is designed for frequent travellers, so you’ll be covered for unlimited trips, up to 35 days in duration over a 12-month period. 

You can buy cover for European or worldwide travel (including or excluding the USA and Canada), depending on your plans. 

 

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Cancellation
Provides cover if you cancel your journey before it begins due to certain necessary circumstances. The circumstances covered are listed in your Policy Document.
€5,550
€2,750
€550
Curtailment
Provides cover if you cut your journey short due to certain necessary circumstances. The circumstances covered are listed in your Policy Document.
€5,500
€2,750
€550
Delayed Departure
Cover if your departure is delayed by more than 12 hours. Benefits apply after the first 12 hours delay and additional benefits apply after each extra delay of 12 hours. Your policy will specify the maximum payable. The circumstances covered are listed in the Policy Document. Alternatively, you may receive up to the amount specified in your policy, if you chose to abandon your journey or cancel your holiday after a 24 hour delay.
€330
€280
€110
Delayed Personal Possessions
Cover for purchasing essential items if your personal possessions are delayed for more than 12 hours on your outward journey.
€220
€165
€55
Emergency Medical Associated expenses
Provides cover if you are taken into hospital or you need to come home early or extend your journey due to illness or accident.
€10,000,000
€5,000,000
€1,000,000
Loss of Passport
Cover for transport and accommodation costs to get a temporary passport and the equivalent value of the remaining period of it, if it is lost or stolen on your journey.
€275
€165
Missed Departure
Cover for extra transport and accommodation if you arrive at your departure point too late to board your booked transport due to: public transport not running to its timetable or the vehicle you are travelling in has an accident or breaks down.
€825
€550
€275
Personal Accident
Provides cover if following an accident your injuries lead to death, total loss of sight/limb or permanent disability. An accident must be caused by something external and visible. Benefit limits may vary depending on age.
€22,000
€16,500
€5,500
Personal Money
Provides cover if your personal money is lost or stolen on your journey. A limit for cash, whether jointly owned or not, also applies.
€550
€550
Personal Possessions
You are covered for up to your policy limits if your personal possessions are damaged, lost or stolen on your journey. Your policy will state the maximum amount you can claim for a single article, as well as the total amount you can claim for all your valuables. A deduction may be made for wear, tear and loss of value.
€2,200
€1,650
Personal liability
We cover financial consequences of your personal liability during your private life (bodily injury, damage to property and consequential loss).
€2,000,000
€2,000,000
€1,000,000
 

If you’re planning more than one holiday this year, you can save money by taking out one Annual travel insurance policy, rather than buying multiple Single Trip policies. Our yearly travel insurance will save you time too, because you’ll be covered all year – no matter how many holidays you take.

Our Bronze, Silver and Gold levels of cover allow you to choose a policy that best suits your needs. Once you’ve found the right policy, you can either be covered straightaway or – if you don’t need your cancellation cover to start immediately – you can defer your start date by up to 31 days. Get a quote today to see exactly how much your policy will cost.

Jet-off whenever you like with our Annual travel insurance, because you’ll have cover for all of your trips that last up to 35 days, over a 12-month period. There’s no obligation to tell us when you’re going away either, so you can pack your bags knowing you’re already covered.

You can choose the area of cover that’s most appropriate for your travel plans, from Europe-only to worldwide. You can also choose a level of cover that suits you: Bronze, Silver or Gold.

When you purchase one of our multi-trip holiday insurance policies, while you can be covered for multiple holidays throughout the year, it does not cover trips that last over 35 days. Our Single Trip policy can provide cover for trips of up to 180 days.

Alternatively, if you need to cover an even longer holiday and are aged 50 or under, you can purchase Backpacker insurance. This will provide cover for one holiday across multiple destinations, lasting up to 365days. 

One of the key benefits of purchasing a multi-trip insurance policy is that it’s more cost-effective than buying several Single Trip policies.

The cost of taking out an Annual travel insurance policy will vary, depending on a number of factors including:

  • The area of cover you require
  • Your age
  • The number of people travelling
  • The level of cover you choose

If you have any pre-existing medical conditions, this will affect your eligibilty for cover.

The amount your policy costs will also depend on the level of cover you choose: Bronze, Silver or Gold. To find out exactly how much your Annual travel insurance will cost you, and to compare different policies and cover limits, get a quote online today.  

If your health changes after you’ve taken out yearly travel insurance, you’ll need to call us on 1890 882822 as soon as possible.

For the purposes of our policies, a change in health means:

  •  You have seen a doctor and have been referred to a consultant or specialist.
  • You have been admitted to hospital for treatment, including surgery, tests or investigations.
  • You’re awaiting treatment or the results of tests and investigations.

We will then tell you whether or not your condition (or conditions) can be covered for future travel plans you make. If we cannot cover your medical condition(s), you can choose to:

  • Make a cancellation claim for any journeys you have already booked.
  • Continue with your policy, without receiving cover for your conditions.
  • Cancel your policy and request a proportionate/partial refund (as long as you have not made a claim or intend to make a claim).
Our Single Trip travel insurance can protect you for holidays up to 180 days in duration. Whether you’re taking a city break to Rome or a beach holiday to Tenerife, we can cover you. 
 
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Whether you travel for work frequently or need insurance for just one trip, you can focus on the job at hand knowing you’re protected, with Business travel insurance from Allianz.
 
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Our Winter Sports & Ski travel insurance covers you for many unexpected eventualities, so you can hit the slopes with confidence.
 
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With our Family travel insurance, the whole gang’s covered. So, whether you’re taking the kids to Disneyland or heading away to lounge on the beach, protect your loved ones with Allianz.  
 
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Whether you’re travelling around Europe or exploring the world, our Backpacker insurance provides helps to provide you with the cover you need - so you can enjoy the trip of a lifetime knowing you’re protected. 
 
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