Coronavirus (COVID-19)

We’re working really hard to keep you in the loop as much as possible in the fast-changing circumstances. 

We want to help you wherever we can during these challenging times. If you’re struggling financially as a result of Coronavirus and are worried about the payments for your policy, or if you have a policy that you don’t think you’ll need now, such as an annual travel policy, please get in touch. We’ll discuss your options with you and work out how we can provide support.

Our call centres are very busy at the moment and we are trying to answer your questions as quickly as we can. If your query is non-urgent and you are not due to travel in the next two weeks, please don’t contact us yet, so we can prioritise people in need of urgent help or who are due to travel sooner.

In the meantime, we are regularly monitoring the situation and updating our Coronavirus single trip/backpacker and annual multi-trip FAQ pages. To find out more about the impact the outbreak is having on our travel insurance policies, please check the relevant FAQ before calling or emailing us.

We’d also like to highlight that travel insurance only protects against unforeseen circumstances getting in the way of your travel plans, so any policy you buy now will have very limited insurance coverage. While the Department of Foreign Affairs (DFA) has advised against all but essential travel indefinitely, you will not be covered under our travel insurance policies if you decide to go ahead with your trip. 

From theme parks to National Parks, the USA can accommodate almost any type of holiday. You can experience the thrill of Las Vegas, witness the majestic beauty of the Grand Canyon or take a city tour of New York and snap photos with the Statue of Liberty.

You can also take in the historic sights of Washington DC or head to Texas, where you can get a real sense of the Wild West.

With so much to see and do, it’s no wonder that road trips across America are so popular. The Pacific Coast Highway takes in the very best of San Francisco and Los Angeles, while the Overseas Highway shows you some of America’s best scenery on the way to Miami. Road trips don’t get more iconic than Route 66, though. It takes you all the way from Chicago to Los Angeles and you’re close to Santa Fe, the Grand Canyon and Las Vegas if you’d like to take a few detours.

Don’t forget about the food, too. America’s culinary offering is so great that the country’s towns, cities and states have a number of delicacies named after them, such as the Philly cheesesteak, Buffalo wings, New York cheesecake, California rolls, baked Alaska and even Mississippi mud pie. No matter what you’re craving, there’s something to tickle everyone’s taste buds.

Whatever you plan on doing in the USA, you’ll need travel insurance to help protect you against any unforeseen eventualities.

If you need any medical attention as a tourist in America, it can be incredibly expensive. Instead of universal healthcare, many American residents have their own private medical insurance that covers them if they fall ill or get injured. For this reason, if you don’t have travel insurance for America, it can be very expensive for you to receive treatment, so even a minor fall or illness could end up costing you a significant sum of money if you’re not covered. 

At Allianz, our travel insurance for the USA from Ireland is suitable for most travellers, because we offer a range of different policies.

Our Single Trip, Annual and Backpacker policies are designed to protect you when your trip of a lifetime doesn’t quite go to plan. Across our Single Trip and Annual policies, we also offer three different levels of cover: Bronze, Silver and Gold. Depending on which level of cover you choose, you’ll be protected against: 

  • Cancelling or cutting your trip short
  • Emergency medical and associated expenses
  • Loss of passport*
  • Delayed personal possessions
  • Lost, stolen or damaged personal possessions*
  • Loss of money* 
  • Personal accident cover
  • Missed departures
  • Delayed departures
  • Personal liability
  • *Not available with Bronze cover
  • Terms and Conditions apply.

Please note that if you’re purchasing travel insurance for America, for Annual policies, you'll need to select ‘Worldwide (including USA and Canada)’ as your area of cover.

In addition, you can purchase add-ons to ensure you have cover for any activities you’re taking part in. For example, if you’re hitting the slopes in the Rockies, our Winter Sports and Ski insurance could help protect you against avalanche closures and unused ski-pack costs.

Below is some more information about our products, for which Terms and Conditions apply. Please visit the policy information hub for full details.

Although America’s healthcare system is one of the most sophisticated in the world, it’s also one of the world’s most expensive. This makes travel insurance for America essential. Without it, you are unlikely to receive treatment and, even if you do, it may cost you tens of thousands of pounds.

Plus, even when heading somewhere relatively safe like the USA, you’ll still encounter other risks while you travel. You’ll need to be vigilant against pickpocketing and other street crimes in big cities, for example. Thankfully, if you lose your possessions or you’re the victim of a theft, holiday insurance for America can protect you.

In addition, travel insurance can protect you for a number of other things that could go wrong while you’re away, including lost luggage, cancellations and travel delays. 

The exact price you’ll pay for your travel insurance for the USA will vary depending on:

  • Your age
  • The number of people travelling
  • The type of policy you choose
  • The level of cover needed

Whether you require any add-ons, such as Business insurance or Winter Sports and Ski insurance 

You can get a quote online today to see how much travel insurance for the USA from Ireland will cost you. 

America is home to some of the best Alpine resorts in the world. You can go skiing in the Rocky Mountains, snowboard in Lake Tahoe or even go sledging down the slopes of Alaska.

If you plan on trying any of these activities during your American holiday, then additional cover will be required. From lost ski equipment and piste closures to mountain rescues and repatriation, our Winter Sports and Ski add-on is designed to give you peace of mind and protect you if things don’t go to plan. 

America’s a vast country, so it’s great for a backpacking expedition. From the concrete jungle of New York to the glitzy lights of Las Vegas, there’s a lot to see as you cross this awe-inspiring country.

Our Backpacker insurance can cover you for up to 365 days. So, whether you’re trekking across America or visiting the States as part of a trip around the world, you’ll be covered. You’ll just need to make sure that you choose ‘Worldwide including USA and Canada’ as your area of cover when you book.

Heading to the USA as part of your backpacking adventure? If you're aged 50 or under and travelling for a gap year or as part of a career break, our Backpacker travel insurance can provide you with the cover you need.
America's ski resorts are a haven for winter sports enthusiasts. Hit the slopes knowing you're covered with our Winter Sports and Ski insurance. 
Looking to travel more than once this year? Whether you're heading Stateside a few times or visiting multiple destinations, our Annual travel insurance could be the most cost-effective option for you.
If you're taking the whole family to Walt Disney World Resort or enjoying a beach holiday in Miami, our Family travel insurance for the USA lets you put everyone on the same policy. 
Whether you're taking a trip around California or planning a city break to New York, our Single Trip travel insurance is appropriate for most travellers who are holidaying just the once this year.
From 5th May 2021, while we can still cover you under the standard sections of our travel insurance policy while on a Golf holiday, we will not be able to offer the additional cover previously provided by the Golf optional extra section. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.  
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