European Breakdown Cover 

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What's covered?

  •  
  • European Breakdown Cover and Home Breakdown
    24/7 roadside assistance in Ireland and Continental Europe.
  • Vehicle Recovery Across Europe
    If we can’t get the car fixed at the roadside or at home, we’ll get you, your vehicle and up to 7 passengers to the nearest garage.
  • Home Breakdown Assistance
    You can call on our breakdown recovery service, either at your home address or any location less than 1.5km away from your house.
  • European Onward Travel
    With European Breakdown Cover we provide the choice of hotel accommodation, a courtesy car or the cost of rail fare if your vehicle can’t be fixed within 8 hours of breakdown recovery.
  • Vehicle Repatriation
    If your car is still being repaired when you’re back in Ireland, we’ll send it back to the nearest suitable garage for your collection.
  • Vehicle Collection
    We’ll provide €500 towards your travel costs from Ireland to the repairer in Europe, so you can collect your car once it’s fixed.
  • Vehicle Storage in Europe
    You can get up to €100 to store your car in Europe before it can be collected or returned to Ireland.
  • Parts Delivered to Europe
    If essential parts to fix your car aren’t available locally, we’ll send them to the authorised repairer in Europe.
  • European Recovery for Caravans and Trailers
    We’ll recover your caravan or trailer, if you’re towing either when you have a breakdown.
  • Courtesy Car on Return to Ireland
    If you return to Ireland and your car is still being repaired in Europe, we’ll provide you with a courtesy car to drive at home for up to 3 days.
  • Repatriation of Passengers
    We’ll pay up to €1,000 towards return travel costs to get you and your passengers home.
  • Incorrect Fuel 
    Car recovery to the nearest garage if you fill up with the wrong fuel. We can also arrange (but not cover the costs for) a mobile fuel unit to get you back up and running.
  • Lost Keys
    If your keys are lost, stolen or damaged we’ll recover your vehicle to the nearest locksmith, or arrange (but not cover the costs for) a mobile locksmith to assist you.
  • Up to 5 call outs per year
    Please check all the product details in theAllianz Breakdown Cover Policy Wording
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Terms, conditions and exclusions apply.

When you’re driving in another country, the last thing you’ll want to do is break down abroad. And if you don’t have insurance, there’s a lot you’ll need to sort out. First, you’ll have to find an English-speaking recovery company who understand your problem and can tow you to safety. Then, you’ll need to find a garage to fix your car. Plus, if you can’t get your car fixed before you return, you’ll need to pay the cost of getting you and your car back home. Not only is this process stressful and time consuming, but the cost of recovery, labour and repair can be incredibly expensive.

But, if you take out European Breakdown cover, you’ll have peace of mind knowing that help is at hand, 24/7. You can call our English-speaking helpline at any time, so you can focus on enjoying your holiday, knowing you’re protected.

We will try our best to repair your car at the side of the road and, if this isn’t possible within an hour, we’ll take your car to the nearest garage for expert repairs. If you’re still not moving within eight hours, we’ll provide you with a suitable replacement vehicle or overnight accommodation. This way, you can relax and enjoy the rest of your holiday as planned.  

Unfortunately, if your car is over 10 years old, we’re unable to provide you with breakdown cover for your European trip. This is because, as per our policy documents, our European Breakdown cover only covers cars that are 10 years old or less.

Please be aware that, if your car is over 10 years old and you take out our breakdown cover for Europe, your policy will not be valid. 

When you take out European Breakdown cover from Ireland, you’re covered for travel in Ireland, the UK and Europe. This includes cover for the following locations: 
  • Andorra
  • Austria
  • Belgium
  • Bulgaria
  • Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Gibraltar
  • Greece
  • Hungary
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Monaco
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • San Marino
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
  • Vatican City
With your European Breakdown cover, you can choose to visit one of these countries or take on a European road trip across several of them. As long as you stay within your area of cover, you’ll have the level of protection you need.

When you take out our European Breakdown cover, a single trip to Europe must not last longer than 31 days in duration. In addition, travel must not exceed 90 days in total during the period of cover.

This means, whether you’re looking for European Breakdown cover for a single trip or something that covers you annually, our cover is suitable for most travellers. The full level of cover that applies to your European Breakdown cover is shown in your confirmation email. 

If your car breaks down on your trip, you’ll need to contact us as soon as possible. You should always contact us before making any arrangements of your own.

You can call us on 1800 882560 or 00353 1 6373658. Both of these lines are open 24/7. 

Before you call us, please prepare the following information:

  • The location of the vehicle
  • The registration number of your vehicle
  • A contact telephone number
  • A description of the problem

This will make it easier to provide us with the relevant information, and help us to deal with your claim as soon as we can.

If you take out our European Breakdown cover and your vehicle breaks down while towing a caravan or trailer, we will arrange for your caravan or trailer to be taken close by to the repairer. We will not, however, be liable for any goods, possessions or livestock being transported.

To be covered under our policy, your caravan or trailer must not exceed the following dimensions:

  • 3,500 kg in weight (including load)
  • 7 metres in length
  • 3.0 metres in height
  • 2.3 metres in width

Please note that we will not repair any caravan or trailer that you are towing, and motor homes are not covered by our policies.

Our Breakdown cover for Ireland is designed to help you get back on the road. If you’ve broken down more than 1.5 kilometres from your home, or if your car won’t start, our technicians are only a call away. 
From your home to the Scottish Highlands, our Ireland and UK Breakdown cover will help you get to where you need to be in the event of a breakdown. 
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With our Ireland Breakdown Cover Plus policies, you’re covered everywhere in Ireland, including your home address. From your driveway to the hard shoulder and those winding country roads, we’ll be there for you when you need us. 
Whether you’re driving to a holiday home in France or taking a road trip through Europe, don’t leave home without getting the cover you need. Our European travel insurance is suitable for most travellers, and can be purchased for one-off or multiple trips, as well as backpacking experiences across the continent. 
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